Critical Illness Protection

If you get a serious illness like cancer or a heart attack, under our Critical Illness Protection plan, we'll pay you a lump sum amount. This will help you cover your living expenses, so you can focus on getting better.

What you get

A financial safety net if you get seriously ill
We'll pay you a lump sum if you are diagnosed with a covered illness during your policy term.

Personalised protection for you
You can choose your coverage duration, from 5 to 35 years.

Coverage options

Comprehensive cover: for 34 critical illnesses, including cancer, heart attack, and organ failure.
Cancer only cover: for 3 types of cancer.

Benefits at no additional cost

Child's cancer or critical illness cover: USD 15,000 per child (up to 3 children aged 1-18 years).
Funeral coverage: USD 5,000 paid to your chosen beneficiary.

For full details, please refer to the policy terms and conditions.

We won't be able cover you if

You stop paying premiums
If your payments stop, your cover ends.

Your policy ends
You select the term of cover when you start your policy. We won't pay you if get sick after the term ends.

Claims that don’t qualify
We won't be able to pay your claim that doesn’t fall under our policy’s terms and conditions. We’ll always try to be fair, but excluded conditions won't be covered.

If you’re not fully honest with us
We'll ask about your health and lifestyle to calculate your insurance premium. It's important to be honest and accurate as wrong or incomplete information can impact your claim payment.